A detailed Broker's Price Opinion with a focus on the aspects that distinguish distressed assets in the market. The Agents in our network understand our high expectations which include extra initiatives to provide the most comprehensive review possible. All of our BPOs are scrubbed for completeness and reviewed for accuracy by Infinity professionals before delivery to our Clients.

• Subject property detail, including recent MLS history data
• Three listing comparables (distressed assets, wherever possible)
• Three sales comparables (distressed assets, wherever possible)
• Neighborhood Data, including value trends
• Marketability of Subject data focusing on REO and Short-Sales trends in the area, specific issues related to the subject and the type of buyer most likely to find interest in the subject
• Detail on repairs as visible from the front and sides of the property, even through the windows or by viewing the backyard, where possible.
• Pictures of various angles of the property and street.
• BPO Interior: Everything included in our Exterior product, plus:
• A complete description of the interior and condition.
• A comprehensive list of repairs with an estimate of the cost to cure and picture of each finding.

IVS provides intensive property valuation services to mortgage servicers and investment firms for the purposes of:

• Due diligence for bidding on performing loan, non-performing loan and REO pools;
• Establishing pre-foreclosure values, and;
• Obtaining and reconciling 2nd opinions to determine REO list prices.

IVS excels in the industry by knowing what matters most to its clients: detailed reconciliations, quick turn-times, and individual tailoring of results to specific needs. An experienced staff of real estate appraisers, property managers, and licensed professionals assess the market, quantify the potential collateral risk of each property and establish a current market value. Among other factors, IVS considers the following factors when reviewing and reconciling the appraisal and BPO data for each asset:

• Location
• Condition
• Estimated Repairs
• Quality
• Individual Property Characteristics
• Prior Listing and Sales History
• Local Conditions and Economy
• Third Party Trending and/or Risk Score data (if requested)

When providing reconciled values, IVS documents how the value was derived, what and why adjustments were made and what resources were used to determine value. IVS's final value is tailored to assess the validity of origination and supplemental values to determine a current market price. IVS strives for accelerated accuracy to assist our clients in making important business decisions.